Axis Bank offers My Zone Credit Card which includes a lot of rewards and benefits -

The Axis Bank My Zone Credit Card is a great way to explore the bank’s credit offerings. As a welcome gift, cardholders get a free subscription to SonyLiv, worth Rs. 999, with a modest annual membership fee of just Rs. 500. Despite its annual price, this card offers a small yearly membership cost of just Rs. 500.

These include complementary access to domestic airport lounges, movies, dining, and more. Also, you can enjoy a ‘buy one, get one free’ offer monthly on movie tickets via Paytm Movies. To accommodate a variety of dining preferences, Axis Bank offers a maximum 15% discount up to Rs. 500 using this credit card.

Every quarter, cardholders enjoy complimentary access to domestic airport lounges. Moreover, this card has various benefits and milestone discounts from well-known brands such as Ajio.

Eligibility

The cardholder’s age must be between 18 and 70 years old. Cardholders who want to add on must be at least 15 years old. The cardholder should be either an Indian resident or an NRI, and they should have a stable source of income.

Fees

Enrollment fee: Rs. 500 plus valid taxes

Annual Fee: Rs. 500 plus GST

Annual Waiver: None

Benefits and Rewards

As a welcome gift, within 30 days of receiving the card, you have access to an annual membership to SonyLiv, worth Rs. 999.
For every Rs. 200 spent using this card, you receive 4 EDGE points.
However, please note that you don’t get EDGE Rewards on these transactions, including government payments, insurance, wallet reloads, fuel, movies, and EMIs.
The complementary SonyLiv membership is offered every year to those who spend at least Rs. 1.5 lakh within the anniversary year.
Within 60 days of the annual fee being paid, the voucher code will be issued to you.

Other Benefits

While spending at least Rs. 2999, you will get Rs. 1000 off on Ajio.
The credit card interest rate is currently at 3.6% each month and 52.86% every year.
There is a markup fee of 3.5% applied to the card on foreign currency transactions.
With a minimum charge of Rs. 500, 2.5% of the transaction value is charged in the case of cash advances using this card.

Travel Benefits

Every quarter, you receive a complimentary domestic airport lounge using My Zone Credit Card. There are limited lounge options available, and they change as per the card type (Visa or Mastercard).

In conclusion, the Axis Bank My Zone Credit Card is a great option for those who spend mostly on these categories, including food and entertainment. You can get this card with a minimum Rs. 20,000 deposit at your nearest local Axis Bank branch, even without income proof or a credit history.